加密钱包与交易所：它们有何不同？

当进入 加密 space, you will need to choose between a 加密钱包与交易所 to store and trade your assets. Factors like token pool and fees are crucial consideration points, but security should be at the top of your list because the cryptocurrency industry lost over $775 million in 2022.

So, it goes without saying that the platform you choose determines the safety of your funds. Therefore this article explores the differences between a crypto wallet vs exchange to keep your crypto assets away from online threats and unauthorized access. Let’s get started!

Key Takeaways

• A 加密货币交易所 allows traders to buy, sell, and trade crypto. It acts as a middleman between buyers and sellers, facilitating transactions and providing liquidity for traders.
• A 加密钱包 is an online or offline wallet that allows you to send, receive, and store crypto. Crypto wallets offer better security because users have complete control of their private keys and are not required to provide personal information.
• Examples of crypto wallets include Trezor Wallet, Exodus, Edge Wallet, Ledger Wallet, and Enjin Wallet. While examples of crypto exchanges include Binance, Coinbase、Bybit、Bitget 和 Bitfinex。

What Is a Crypto Wallet?

加密钱包使交易者能够更长时间安全地发送、接收和存储加密货币。这些钱包还允许您探索 Web3 生态系统， DeFi platforms以及其他去中心化应用程序。当比较加密货币钱包和交易所时，您会发现钱包提供更好的安全性，因为您可以控制私钥。

Private keys are cryptographic keys or passwords that enable you to sign crypto transactions, ensuring only you can authorize the movement of your cryptocurrency. When a transaction is initiated in cryptocurrency wallets, the software uses the private key to create a 数字签名 and then broadcasts it to the blockchain network.

失去对私钥或助记词的访问权限会导致资产永久丢失，如果其他人获得您的私钥，他们就可以控制您的个人钱包和资金。除了私钥之外，用户还会被分配一个公共地址，这是一个易于共享的接收资金目的地。

不同类型的加密钱包

为了保护您的私钥，您将需要热钱包或冷钱包；每种钱包都有不同的方法和重大的安全隐患。以下是每种钱包类型的详细分类，以帮助您了解差异并做出最佳选择：

冷钱包

Unlike hot wallets, cold wallets are offline storage solutions, providing better security for long-term cryptocurrency holdings. Cold or hardware wallets do the opposite job of hot wallets; they 签署交易 and store your private keys offline, ensuring your funds and other details are better secured from cyber attacks and theft.

While cold wallets offer better security, they are much more expensive when it comes to pricing. Using Ledger Wallet and Trezor Wallet, for instance, the first costs $79 – $149 while the latter costs $69 – 149. But before you conclude on which cold wallet you will opt for, here are the two kinds of cold wallets:

• Hardware Wallets：这些物理/硬件设备离线存储私钥，保护它们免受在线威胁。它们通常与 USB 线和其他产品一起成套出售。
• 纸钱包：纸钱包是公钥和私钥的物理打印件，安全存储，不受数字访问。

除了 Trezor Wallet 和 Ledger Wallet 之外，其他冷钱包的例子包括 Opendime、CoolWallet Pro、 Safepal S1, SecuX V20, Material Bitcoin, and 保留密钥.

热钱包（软件钱包）

热钱包或软件钱包是连接到互联网的加密钱包，用于交易和即时访问资金。这些非托管加密钱包旨在方便快速访问加密资产，允许用户无阻碍地发送、接收和存储加密。

虽然热钱包可让您快速访问加密资产，但平衡便利性和安全性至关重要。由于互联网连接不断，软件钱包更容易受到在线威胁，包括黑客攻击和恶意攻击。

话虽如此，热钱包有以下三种类型：

• 移动钱包：这些是智能手机上的应用程序，用于随时随地管理加密货币。
• 桌面钱包：安装在个人电脑上的软件钱包，兼具安全性和便利性。
• Web Wallets：基于浏览器的钱包允许从任何具有互联网连接的设备进行访问。

目前有 50 多个热钱包可用，其中包括 Metamask, Electrum, Enjin Wallet, Trust 钱包、Edge Wallet、Exodus 和 Bitget Wallet。

什么是加密货币 交流?

加密货币交易所是一个平台，允许用户购买、出售和交易加密货币以换取其他数字资产或传统法定货币，如美元、英镑、南非兰特或欧元。它们提供 marketplace 为交易者提供并接受各种付款方式，如信用卡、电汇或其他付款方式。

此外，加密货币交易所还提供保证金交易、期货合约、现货交易、永久合约和多种交易对等功能，有些交易所提供多达 600 对交易对。所有这些功能都经过量身定制，以确保初学者和经验丰富的交易者都能获得流畅的体验。

Crypto exchanges offer public addresses and UID（唯一标识符） for users to receive cryptocurrency. They also require Know Your Customer (KYC) verification to verify your identity, and you must provide details like your driver’s license and government-issued ID.

不同类型的加密货币交易所

There are two categories of crypto exchanges—CEX (Centralized and Decentralized Exchanges) and DEX—and each exchange type offers different security measures and other features. Here is everything you need to know about these two types of exchanges.

中心化交易所（CEX）

When you think about Centralized crypto exchanges, the first thing that should come to mind is “第三方或中间人.” In Centralized exchanges (CEXs), a third party (usually the company that owns the exchange) monitors and secures the crypto transactions on your behalf.

这些平台在交易中充当值得信赖的经纪人，并经常充当看管人，监督和保证您的现金安全。它们还允许用户进行 P2P（点对点）交易，允许交易者与其他用户进行交易并转移加密货币或法定货币。

Centralized exchanges (CEXs) are user-friendly and offer more token options and trading pairs than decentralized exchanges. Examples of CEXs include, but are not limited to, KuCoin, Gate.io, Hotbit, Bitso 钱包, Kraken, and Bybit.

去中心化交易所（DEX）

A decentralized crypto exchange (DEX)  is not quite different from a centralized crypto exchange. They are P2P 市场 where users can trade digital assets directly from their wallets without a central authority. They rely on self-executing agreements written in code called smart contracts to facilitate crypto transactions.

去中心化的加密货币交易所也采用两种模式：自动做市商（AMM）或传统订单簿模式。

• 自动化 市场 创客模式：在这里，资产及其交易对的流动性在智能合约中设置。汇集资金的交易者有资格从使用该资金池的掉期交易中收取费用。

当池子被交换时，余额将重置为 50/50 的值，代币的价格会发生变化以指示新的供应量。如果池子中的流动性较低，并且进行了大规模交换，交易者将遇到严重的滑点问题，这意味着缺乏流动性将导致购买价格高于市场价格。

• The Order Book Model: 在订单簿模型中，代币持有者下订单将自己的加密资产换成去中心化交易所提供的另一种加密资产。持有者指定他们想要出售的代币单位价格，以及接受数字资产报价的时间限制。其他用户可以通过对资产下达购买订单来出价。一旦代币所有者决定了时间，双方就会分析并完成所有报价。

其中 150+ decentralized exchanges, here are examples of a few: Jupiter, Uniswap, PancakeSwap, SushiSwap, Raydium, KyberSwap, Carbon, Curve Finance、竹子接力赛。

加密货币交易所与加密货币钱包有何不同？

加密货币交易所和加密货币钱包提供不同级别的安全性和满足用户独特需求的不同功能。以下是详细的概述，可帮助您更好地了解它们的优势。

功能对比

加密钱包是一种数字工具，可以安全地存储、发送和接收加密货币。钱包不保存实际的货币，但存储访问和管理区块链上的数字资产所需的私钥。与加密货币交易所不同，钱包让用户可以完全控制自己的资产，使其成为长期存储的理想选择。

另一方面，加密货币交易所促进了加密货币的买卖和交易，以及法定货币与加密货币或加密货币与加密货币的兑换。交易所可以是中心化的（CEX），即由单个实体管理交易并持有用户资金，也可以是 decentralized (DEX)，允许在没有中央权威的情况下进行点对点交易。

安全隐患

加密钱包和交易所之间的一个主要区别是它们为用户提供的安全级别。加密钱包为交易者提供对其私钥的完全控制，从而降低了集中漏洞的风险。特别是硬件钱包，通过离线存储它们提供了额外的安全保障。

事实上，一些钱包，比如 Ledger Wallet 和 Trezor Wallet, use 军用级安全芯片 that are impenetrable to intense physical and security breaches. On the flip side, crypto exchanges implement security measures like two-factor authentication, email verification, and cold storage to protect user funds.

那么，哪一个更安全呢？如果您使用加密钱包，保护私钥和恢复短语的责任就完全落在您身上，但由于中心化，中心化交易所是诈骗者的活跃目标。因此，我们建议同时使用这两个平台以获得更平衡的体验。

资产控制

With a crypto wallet, you have full 自治 over your private keys, personal wallet, and, therefore, crypto assets. You are solely responsible for securing your wallet and protecting your private keys. In contrast, When using a centralized crypto exchange, you entrust the exchange with your funds.

何时使用：加密钱包与交易所

Knowing when to use a crypto exchange vs wallet is crucial, especially if you are an active trader or need a platform to store your crypto assets for long term. Here’s what we recommend: If you are storing large amounts of crypto or do not need to access your funds now and then, opt for a crypto wallet.

但如果您需要经常交易少量加密货币或法定货币，请考虑使用加密货币交易所。无论哪种方式，结合两个平台、一个交易所和一个加密货币钱包将使您的交易体验更好、更平衡。

最后的想法

当您想要发送、接收或安全存储加密货币时，钱包比交易所更安全。如果您选择使用钱包，则需要采用某种形式的备份系统，因为钱包容易出现故障，尤其是当您将它们保存在闪存或外部驱动器上时。

另一方面，选择交易所通常是为了方便。但好消息是，有些交易所，比如 Binance、Bybit 和 Bitso Wallet，将 Web 3 钱包集成到其交易和销售功能中。这使用户不仅可以交易、出售和购买加密货币，还可以探索 Web3 生态系统。

常见问题

将加密货币存放在钱包还是交易所更好？

如果您只想持有加密货币，无论是长期还是短期，加密钱包都是更好的选择。您将可以使用高端安全措施，并且可以随时将您的数字资产转移到交易所进行交易。

为什么钱包比交易所更好？

While exchanges are simple, you will risk some security because your personal details and private keys are on the exchange. Besides that, some exchanges are under the 14-eyes jurisdiction, so government bodies can easily access your information at will. Also, if the exchange’s security breaches or suddenly disappears, you will lose access to your crypto without retrieving it unless the exchange comes back online.

交易所可以被视为钱包吗？

不可以。尽管有些交易所提供钱包服务，但交易所不能被视为钱包。

Binance 是交易所还是钱包？

币安是一家加密货币交易所，但在 2023 年 11 月，币安推出了 Web3 wallet.该钱包是一款安全的自主保管钱包，可供用户探索去中心化的应用程序。

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