什么是 USDT：Tether 完整指南

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全球范围内，加密货币的热潮达到了新的高度。与此同时，许多投资者和市场爱好者对价格波动较小的货币感到好奇。这些货币被称为稳定币，其价值与特定的基础资产挂钩。

The most famous and widely used stablecoin is Tether (USDT). Let’s dive into how USDT works, why it’s the top choice among 加密currencies, and Tether’s future perspectives.

什么是 Tether (USDT)：USDT 含义

Tether (USDT) is a stablecoin, essentially a digital version of the US dollar. Each Tether issued is backed one-to-one by the equivalent amount in US currency held by Tether Limited in Hong Kong, meaning every USDT is meant to be worth exactly one dollar. You can exchange Tether for US dollars according to Tether company’s rules.

最初，Tether 代币通过 Omni Layer 协议在比特币区块链上推出，后来扩展到其他区块链网络。Tether 网络的一个关键特性是其储备证明系统，该系统确保 Tether Limited 持有的实际法定货币（美元、欧元、日元）与流通中的 USDT 数量相匹配。

Tether has long held the third spot in the ranking of cryptocurrencies by market capitalization. The total market cap of all USDT stands at $116,253,974,136, with about 116,183,859,407 coins currently in circulation. Notably, there’s a minor discrepancy between these figures. Although Tether aims to maintain an equivalent value with the dollar, the actual trading rate of USDT to USD can fluctuate slightly around this mark.

Tether（USDT）概述

USDT价格	$1.00
USDT价格变化24小时	+0.01%
USDT 价格变化 7天	-0.02%
USDT 市场 Cap	$116,253,974,136
USDT 流通量	116,183,859,407 美元
USDT 总供应量	118,060,317,102 USDT
USDT交易量	$49,011,143,613
历史最高纪录（ATH）	$1.22
历史最低价（ATL）	$0.5683

Tether 创始人

The history behind Tether’s creation is one of the most captivating in the cryptocurrency market. Its founders are unique individuals who didn’t just create another cryptocurrency; they introduced an innovative approach to financial stability in the Web3 world. Let’s look closer at those who have been leading Tether since the start: Brock Pierce, Reeve Collins, and Craig Sellars.

布罗克·皮尔斯 has an intriguing life story, transitioning from a childhood acting career in Hollywood to running for president of the United States. However, among his standout achievements is co-founding Tether. With his drive for innovation and entrepreneurial spirit, Pierce played a crucial role in creating a revolutionary financial tool known as USDT.
里夫·柯林斯 is another co-founder of Tether and was the mastermind behind the company’s initial vision and strategy while serving as CEO. Reeve Collins was the first to announce the change from Realcoin, created in 2012, to Tether.
克雷格·塞拉斯 stands out as the technical wizard among the founders, having served as the Chief Technical Officer of the Tether network. Sellars played a key role in developing the protocol that underpins USDT.

USDT 加密货币：需要了解的技术特性

最大供应量： The maximum number of tokens is limited only by the amount of money held in the Tether Limited account.
第一个 USDT 代币发行： March 12, 2015.
支持的区块链： Bitcoin, Ethereum, Binance Smart Chain, TRON, Avalanche, Algorand, and others (about 15 in total).
市值主导地位： 5.47%.

Tether 如何运作？

与其他稳定币一样，Tether 的目标是尽量减少传统加密货币常见的价格波动。为实现这一目标，USDT 价格与法定货币挂钩：1 USDT 等于 1 美元。

The token’s value is backed by the issuing company, Tether Limited, through its own reserves. The company assures that all tokens are fully supported by these reserves. Tether gathers the necessary funds to maintain this backing from those who buy the stablecoins, but it can also use other means like loans or partnerships with financial institutions. To ensure price stability, the size of Tether’s backing must always equal the number of tokens in circulation.

什么是 USDT：需要了解的关键功能

USDT 的价值始终与 1 美元相等，这使得它成为一种可靠的货币存储或转账选择。与比特币、以太坊和其他流行的加密货币不同，这些加密货币的价值会根据市场动态而波动，而 USDT 则提供了稳定性并避免了市场波动。这使得 Tether 成为传统美元的绝佳替代品，可用于各种用途，例如进行国际支付和交易加密货币，而无需不断将其兑换回法定货币。

因此，Tether 提供的主要功能和优势包括：

它为波动的加密货币提供了一种稳定的替代方案，可防止加密货币市场的剧烈价格波动。
Tether 促进了加密行业的交易，降低了成本和延迟。
它充当法定货币和加密货币之间的桥梁。
For exchanges, the stablecoin increases the number of available trading pairs and enables trading in regions where fiat currency isn’t available for such purposes.

Tether is distributed in several ways. The main method mainly targets large investors because it requires minimum requirements. Clients deposit fiat funds, like US dollars, into their Tether Holdings Limited bank account. In return, Tether issues an equivalent amount of USDT, which matches the sum deposited into the company’s bank account.

一旦发行，USDT 可以通过加密货币交易所或货币兑换商购买。交易速度取决于代币运行的区块链及其当前的活动水平。

It’s important to mention that Tether’s privacy level is quite low because of its centralized issuance process. When users deposit funds into a Limited Tether account, they must go through a KYC (Know Your Customer) process to confirm their identity, residence, and the origin of their fiat funds. This means Tether has a detailed record of its users.

Tether 支持哪些区块链网络？

USDT doesn’t operate on its own blockchain but is instead issued across various blockchain networks. Initially, this stablecoin was launched on the Bitcoin blockchain using the Omni platform. However, due to slow transaction speeds, it later expanded to faster network blockchains such as Ethereum and TRON.

据官网介绍，USDT兼容多种区块链技术，包括Algorand、Avalanche、比特币现金、以太坊、EOS、Liquid Network、Near、Omni、Polygon、Solana、Statemine、Statemint、Tezos、TRON等。

Tether（USDT）的用例有哪些？

与其他稳定币一样，Tether 或 USDT 用于以下与加密货币相关的用途：

储蓄资金

由于与其他加密货币相比波动性较低，Tether 通常用于在加密货币市场不稳定期间确保利润并保存资产价值。

Crypto 交流

Tether 可用于在加密货币交易所交换各种加密货币。

转会

Tether 促进用户和加密货币交易所之间的交易和转账。

业务目的

公司和个人企业家可以使用 USDT Tether 代币来管理和审计他们的加密资产。USDT 在去中心化金融 (DeFi) 中也很有用。在这里，Tether 可以用于贷款、质押以及作为国家货币的替代品。

是什么让 Tether (USDT) 加密货币如此受欢迎？

Tether（USDT）在市值和月交易量、日交易量方面，是所有稳定币中绝对的领头羊，根据CoinMarketCap跟踪数据，其市值为$1162亿美元，仅次于比特币和以太坊。

稳定币之所以受欢迎，一般是因为它们可以抵消大多数加密货币特有的高波动性。与比特币和以太坊等价格可能快速上涨或下跌的典型加密货币不同，稳定币与特定法定货币的价值挂钩。这使得 USDT 代币成为在加密货币行业不稳定时期保证资金安全的稳定选择。

在主要竞争对手出现之前，USDT 作为美元的数字对应物而广受欢迎。Tether (USDT) 是首批稳定币之一，这帮助它吸引了公众的注意力。后来，其他稳定币如 USD Coin 和 Binance USD 进入加密货币市场，但 USDT 历来占据领先地位。因此，所有专家都认为，由于以下品质，Tether 仍然非常受欢迎：

USDT Tether 的市场稳定性

USDT 与美元价值挂钩，有助于避免市场波动。

流动性

USDT 兼容多种协议，并广泛应用于各种加密货币交易所。

相对透明度

Tether（USDT）表示发行的每一个代币都与美元一比一挂钩。

对冲市场风险

USDT offers traders and investors a way to protect against the high crypto volatility. Another reason for USDT’s popularity is the absence of major security incidents related to its use.

USDT 代币: 需要了解的 Tether 关键利弊

与任何加密资产一样，Tether 具有投资者应考虑的几个优点和缺点：

Tether（USDT）的优点

相对稳定性： The USDT token’s value is linked to the US dollar, making it less volatile than other cryptocurrency assets.
高流动性： USDT is one of the most liquid stablecoins and tokens in general.
多功能性： Tether (USDT) is supported by many cryptocurrency exchanges and wallets, making it a useful tool for investors.

Tether（USDT）缺点

监管的不确定性： There is no clear regulatory framework for Tether (USDT), which introduces several risks.
集权： USDT is controlled by a single issuer, which raises concerns about security and trust.

需要了解的 Tether 风险

As previously mentioned, Tether (USDT) isn’t the only stablecoin out there, and many people opt for alternatives. There are three main reasons for this.

第一的，只有一小部分 USDT 由实际现金储备支持；其余则以股票、债券、担保贷款和其他投资形式持有。因此，如果大量人决定同时提取他们的代币，可能没有足够的法定货币可供所有人使用。
第二, USDT has faced issues with the New York Attorney General’s office. Investigators accused the company of illegally hiding losses. Attorney General Letitia James stated, ‘Tether’s claims that its virtual currency was fully backed by US dollars at all times was a lie.’
第三，Tether（USDT）的失败可能对加密货币行业和整体金融稳定构成重大风险。USDT 的运作方式与银行或其他金融机构类似，但缺乏保护消费者的相同法规。

如何购买 Tether：最佳了解方式

Switchere.com 是一个用户友好的加密货币交易所，提供购买 Tether (USDT) 最安全、最便捷的方式之一。

Switchere 具有强大的安全措施和简单的购买流程，适合希望安全购买 USDT 的初学者和经验丰富的投资者。

At Switchere, you can 购买 USDT 代币 using Visa, Mastercard, and Maestro credit cards, direct bank or SEPA transfers, and mobile payments like Apple Pay and Google Pay. Switchere also offers a full-featured mobile app for iOS and Android devices, enabling you to manage your account and USDT balance on the go.

Conclusion

We’ve explored Tether (USDT), the leading stablecoin in the cryptocurrency world. It’s typically one of the first assets newcomers purchase when they dive into the cryptocurrency sector, as it allows them to buy other digital currencies and trade on exchanges later. Storing savings in USDT instead of other assets offers stability and protects against market volatility. However, if you value privacy and want to avoid centralization, you should check other more decentralized cryptocurrency options.

文章来源：https://switchere.com/指导s/什么是 usdt

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