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Tempo

The blockchain designed for payments

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Tempo Project Introduction

項目概況
Tempo is a neutral, permissionless Layer 1 blockchain specifically designed for payments, incubated and developed by payment giant Stripe and crypto investment firm Paradigm. The project addresses pain points in existing general-purpose blockchains (e.g., Ethereum, Solana) for stablecoin payment scenarios, such as network congestion and fee volatility, aiming to provide efficient, low-cost global payment infrastructure.

Core Goals
To optimize stablecoin and real-time payment processing, supporting large-scale real-world applications including cross-border remittances, micropayments, embedded finance, and agentic payments.

主要特點
– High Throughput & Low Fees: Targets ~0.1 cent per transaction, high TPS (potentially over 100,000), with predictable and stable fees even during peak network activity.
– Dedicated Payment Lanes: Protocol-level priority blockspace for payment transactions, isolated from DeFi or NFT activities.
– Instant Deterministic Settlement: Block times ~0.5 seconds, offering traditional finance-grade settlement guarantees.
– Stablecoin-Native Support: Gas fees payable in any stablecoin (no volatile native token required); built-in AMM for stablecoin swaps.
– EVM Compatible: Fully compatible with Ethereum Virtual Machine for easy developer migration and building.
– Modern Transaction Features: Supports batched transactions, scheduled transactions, passkey authentication, fee sponsorship, etc.
– Compliance-Friendly: Optional privacy features and protocol-level black/white lists.

Current Status & Ecosystem
– Announced in September 2025; public testnet launched on December 9, 2025.
– Mainnet rollout expected in 2026.
– Backed by major institutions with design and testing input from partners including OpenAI, Shopify, Visa, Mastercard, UBS, Klarna (which issued the first USD-pegged stablecoin on testnet), Anthropic, and others.
– Raised $500 million in Series A (October 2025) at $5 billion valuation.
– Supports robust developer tools (e.g., Alchemy, Chainlink, thirdweb, Foundry) and infrastructure partners.
– Roadmap: Transition from initial validators to fully permissionless validators.

Tempo is positioned as dedicated blockchain infrastructure to bring stablecoin payments mainstream.

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