SNZ-NTU CCTF Releases “Top Ten Blockchain Industry Trends for 2026”

Looking back from the vantage point of early 2026, Web3 is undergoing a profound transformation: evolving from early speculative experiments towards verifiable financial infrastructure. Stablecoins are no longer just a unit of account for the kripto market but are being widely discussed as a settlement layer for global payments; RWA assets are moving beyond the pilot stage to become composable financial instruments within DeFi; technologies like smart accounts, intent-based execution, and zero-knowledge proofs are bringing on-chain interactions onto the expected trajectory of mainstream user experience.

Based on a systematic review of technological progress, market dynamics, and cutting-edge academic research, we have distilled the ten most noteworthy trends for 2026 in this report:

1. On-chain Treasuries and Cash Management: RWA Moves from Concept to Product

2. Stablecoins: A New Focal Point for Global Payments in 2026

3. The Era of Smart Accounts: Returning On-chain Interaction to Everyday User Experience

4. From “Manually Constructing Transactions” to “Goal-Based Execution + Backend Bidding”

5. Zero-Knowledge Proofs: From Privacy Feature to Infrastructure for Verifiable Computation

6. Privacy and Compliance: From Trade-offs to Verifiable Engineering Balance

7. Shared Security and Restaking: Redefining Security Budgets as Tradable Economic Resources

8. DePIN Networks: From Incentive-Driven Narratives to Verifiable Engineering

9. Decentralized AI: From Narrative Hype to Engineering Practice

10. Token Governance: From Voting Procedures Back to the Institutional Design of Rights and Responsibilities

This report combines SNZ Holding’s industry insights in the Web3 space with NTU-CCTF’s academic research accumulation, aiming to provide a forward-looking and practical reference memandu for industry builders, researchers, and decision-makers.

We welcome you to download, read, and share it, and we look forward to witnessing the realization and evolution of these trends together with everyone in 2026! Happy Lunar New Year’s Eve, and best wishes for the Year of the Fire Horse!

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